Job Title:  Credit Risk Analyst

Company overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com

Job Title: Credit Analyst
Corporate Title: Associate
Department: Risk Management
Location: Korea

Department Overview:
Nomura's Risk department plays a crucial role in identifying, assessing, and mitigating risks across our business. We strive to protect the firm's assets, reputation, and financial stability by implementing robust risk management practices. Join our team and contribute to our proactive approach in managing risks, allowing us to make informed decisions and thrive in an ever-changing market environment.

Role Overview:

Analyze, Monitor and Report credit risks to which the firm is exposed on the way of doing business in order to manage credit risks on a timely basis and secure the firm’s financial soundness and creditworthiness. 

Role Description:

• Analyze the creditworthiness of corporations and financial institutions in the Asia-Pacific regions as well as Korean counterparties to establish internal credit limits.
• Conduct initial/scheduled credit review on counterparties in the credit portfolio 
• Undertake due diligence visits to clients, lead credit conversations and collect credit information
• Independently take credit decisions on loan transactions, bond issuances and derivative trades etc.  
• Analyze structured derivative trades, with the help of credit quant professionals, understand credit exposure profile of, and prescribe the right credit terms for, those trades. 
• Liaise with ‘Transaction Legal’ related to documentation issues and prescribe credit terms and financial covenants for legal documents such as ISDA/CSA, GMRA/GMSLA, Facility Agreements etc. 
• Continuous monitor covered portfolio, including following industry trends, business impact, and escalation of potential credit issues to stakeholders.
• Support local management/related committees (i.e., Risk Management Committee) from risk management perspective.
• Report breaches of risk management policies and guidelines, if any, and recommended disciplinary actions

Skills, experience, qualifications, and knowledge required:

• Minimum 5 years in a Rating Agency or a Commercial Bank or an Investment Bank as a credit analyst analyzing Korean borrowers and counterparties. 
• Energetic and independent 
• Fluent in spoken and written English and Korean
• Have good report writing skills and able to highly articulate in verbal presentations
• Good inter-personal skills and be at ease in interacting with the sales personnel 
• Thorough and an eye for details
• Credit analysis experience covering corporates would be a plus.

Diversity Statement

Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.

DISCLAIMER:  This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time. 

Nomura is an Equal Opportunity Employer