Job Title: Principal Software Engineer

Job Code: 9449

Country: IN

City: Mumbai

Skill Category: IT\Technology

Description:

Key Responsibilities:

• Provide technical leadership for the SWIFT payment systems infrastructure, including message processing, system upgrades, tracking and eliminating vulnerabilities, and maintaining seamless integration with settlement systems

• Design and implement robust technical solutions for complex payment processing challenges

• Ensure 100% system reliability, scalability, and performance optimization

• Collaborate with global teams to maintain 24/7 operation of critical payment systems

• Drive technological improvements and modernization initiatives

• Manage relationships with SWIFT Alliance, vendors and third-party service providers

• Ensure compliance with regulatory requirements and industry standards

• Develop and maintain disaster recovery and business continuity plans

Required Qualifications:

• Bachelor's/Master's degree in Computer Science, Engineering, or related field

• 12+ years of experience in financial technology, with at least 5 years focusing on SWIFT payment systems

• Strong hands-on technical expertise in SWIFT standards, message types, and payment protocols

• Proven experience leading technical teams in a global financial institution

• Deep understanding of payment processing systems, banking operations, and financial messaging

• Experience with modern technology stack including Java, Spring Framework, Oracle/SQL databases

• Knowledge of ISO 20022 standards and migration strategies

• Strong understanding of banking security protocols, Swift Customer Security Framework and compliance requirements.

Desired Skills:

• Experience in working with products like SWIFT Alliance Access/Entry, SWIFT Integration solutions like Alliance Gateway, Incentage, Eastnets, Actimize etc

• Excellent communication skills in English

• Familiarity with Payment Systems & Standards

• Knowledge of SWIFT MT/MX message formats and standards and awareness of ISO20022 message stds

• Familiarity with Payment processing workflows

• Experience in Programming & Development using Java, Spring Framework, XML/JSON, SQL/Oracle databases , Unix/Linux and Shell scripting

• Knowledge of Swift Customer Security Framework CSCF.

• Awareness of Payment system compliance

• Awareness of Cyber security best practice