Job Title:  VP, Credit Risk Analyst

Nomura is a global financial services group with an integrated network spanning over 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Retail, Wholesale (Global Markets and Investment Banking), and Investment Management. Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Overview:

The Credit Risk Management (CRM) Department within Nomura covers counterparty credit exposure from various types of counterparties (hedge funds, SPVs, financial institutions, corporates, etc.) across various products, including loan, securities financing and derivative transactions in Asia-ex Japan.

As the Credit Risk Analyst/Specialist, you will manage credit exposure to Financial Institutions (FI) counterparties (e.g. banks, broker/dealers, insurance companies, etc.) located in Asia ex-Japan (AeJ), primarily across Greater China. This is a key role in a small team thus providing significant visibility and opportunities for growth for motivated individuals.

Responsibilities:

• Undertake due diligence visits to counterparties, lead credit conversations and collect credit information
• Conduct in-depth credit research & analysis on financial institution counterparties including analysis of business risk, historical/projected financials and write high quality credit memos
• Independently take credit decisions on derivative and financing trade approvals with an understanding of the potential credit exposure of the trades to be executed
• Continuous monitoring of counterparties in the portfolio including news search, regulatory & industry developments and company’s interim financial performance.
• Investigate credit limit breaches by speaking to Sales, Operations and Credit Risk Analytics team, determine the cause and escalate as per Credit Policies.
• Prescribe credit terms and financial covenants for legal documents such as ISDA, CSA, GMRA, GMSLA, etc.
• Participate in presenting sector and industry reviews in global credit committees.
• Participate in global projects on enhancing the credit risk control framework.

Job Requirements:

• Minimum 7 years’ experience analyzing Financial Institutions within an Investment Bank or Commercial Bank with a focus of Chinese Financial Institutions across Greater China
• Fluency in spoken and written Mandarin is required as this role will mainly manage credit exposure to Chinese Financial Institutions (FI) counterparties across Greater China
• Strong knowledge of derivative products
• Experience with derivative legal documents such as ISDA Master Agreement, Credit Support Annex (CSA), Global Master Repurchase Agreement (GMRA) and Global Master Securities Lending Agreement (GMSLA)
• Prior experience in analyzing corporate counterparties would be an advantage.
• Good organization and time management skills. Should be able to work under time pressure
• Good inter-personal and strong verbal communication skills. Should be at ease in communicating with Sales and external clients
• Strong problem solving and decision-making skills
• A Degree from an accredited University

Diversity Statement

Nomura is committed to an employment policy of equal opportunities, and is fundamentally opposed to any less favourable treatment accorded to existing or potential members of staff on the grounds of race, creed, colour, nationality, disability, marital status, pregnancy, gender or sexual orientation.

DISCLAIMER:  This Job Description is for reference only, and whilst this is intended to be an accurate reflection of the current job, it is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  The management reserves the right to revise the job and may, at his or her discretion, assign or reassign duties and responsibilities to this job at any time. 

Nomura is an Equal Opportunity Employer